Privacy Policy

Privacy Commitment

The publisher of this website is Australian Microcap Investments Pty Limited ACN 127 745 395 (AMI).  AMI is a wholly owned subsidiary of Acorn Capital Limited ACN 082 694 531 (Acorn Capital).  AMI is an authorised representative of Australian Unity Funds Management Limited ACN 071 497 115; AFSL 234454 (AUFM).  We respect the privacy rights of our clients and other organisations with whom we deal (you).  We are committed to complying with all applicable privacy laws including the Privacy Act 1988 (Cth) and Australian Privacy Principles (APPs).

What personal information do we collect?

We only collect personal information necessary to manage our relationship with you, administer the products and services you request, notify you about our products and services and to comply with applicable laws.  Information collected is only used and disclosed in a manner consistent with applicable laws and this Privacy Policy.

The personal information we may collect, hold and/or use about you will depend on the type of product and service you request.  Examples of personal information we may collect include, but are not limited to:

  • personal identification and contact details
  • banking, payment and contribution details
  • tax file number
  • records of service contacts
  • employment details and history.

We will only collect, maintain and use personal information about you if it is necessary for us to adequately provide you the products and services you have requested, provide you with information about other products and services offered by related body corporates or to meet our obligations under applicable Laws (e.g. the Anti-Money Laundering and Counter Terrorist Financing Act (2006) (AML Act)).

We will at all times seek to ensure that the personal information collected and held by us is protected from misuse, loss, unauthorised access and disclosure.  Additional privacy measures are employed to protect any sensitive information.  You have the right, where it is lawful and practicable, of remaining anonymous when entering into transactions with us.  However, should you wish to remain anonymous, we may not be able to provide you with our products and services.

Where you provide us with unsolicited personal information which we do not require to deliver products and services to you, such information will be subject to our normal security arrangements for client information.  Where reasonable to do so, we will not hold unsolicited personal or sensitive information we do not require, however often we are unable to delete such information, particularly where it forms part of correspondence or other interactions that we do need to retain.  Deletion in such circumstances is generally not reasonable or practicable.

Personal information records are held for a period considered appropriate to provide you with the product and/or service you require and consistent with applicable laws and the Privacy Act.

Should you cease to be a client of ours, any personal information which we hold about you will be maintained for the relevant periods required by law.

How do we collect and hold your personal information?

In most cases, we collect your personal information directly from you, face to face meetings, application forms or correspondence (written and verbal).  However, if this is not practical, we may collect information about you from another person or entity – for example, receiving information from a person to whom you have granted a delegated authority or power of attorney.

Only where it is necessary to do so, we may collect personal information about you that is sensitive. (e.g. membership of a professional or trade association).  Unless we are required or permitted by law to collect that information, we will obtain your consent.  However, if the information relates directly to your ability to meet financial obligations that you owe to us, you are treated as having consented to its collection.

How do we use your information?

We use your information to primarily manage, deliver and administer the products and services you request.  Personal information may also be used so that we can offer products and services to you including special offers and discounts (with your consent, and subject to your right to unsubscribe or opt-out) to extend our relationship with you and to develop products and services better suited to your needs.  We may also use and analyse your information to meet our obligations under applicable laws, for example the Know Your Customer requirements of the AML Act.

We respect the rights of our client to choose the material they want to receive and how they wish to receive it, including by electronic means. You can therefore choose to receive only the materials you want by calling (03) 9639 0522.

Who do we disclose information to?

Acorn Capital will only disclose personal information to third parties for the purposes of managing, delivering and administering the product and service you require and in accordance with this Policy and applicable laws. For example, we may disclose relevant personal information to:

  • agents and brokers (intermediaries) to enable them to efficiently answer enquiries and process transactions
  • for legal reasons, disclosure may need to be made to law enforcement agencies, government agencies, courts or external advisers, for example to meet our obligations under the AML Act
  • a person acting on your behalf including a financial adviser, trustee, attorney or person to whom you have granted a delegated authority
  • service providers engaged to carry out functions on our behalf (e.g. other financial institutions as required, solicitors, software or IT service vendors and auditors/investigators)
  • some of these service providers may be located overseas. Your personal information will only be disclosed to one of our service providers or stored overseas, in accordance with this Policy and applicable laws
  • if you have acquired a product through a related body corporate, your personal information may be shared with that related body corporate on a confidential basis
  • your financial adviser/consultant who in turn may disclose information to superannuation funds, trustees, insurance providers and product issuers for the purpose of giving effect to your financial plan/strategy and recommendations made by them
  • if a financial adviser/consultant has referred you to our products and services then your details (including ongoing investment and transaction details) may be provided to that financial adviser/consultant, the dealer group, the broker or the organisation for whom they work
  • for legal reasons, disclosure may need to be made to law enforcement agencies, regulators, Government agencies, courts or external advisers (e.g. to meet our obligations under the AML Act).

Information Security

We have systems and processes in place designed to hold your information securely. Only authorised personnel are granted access to your information. We also have in place processes designed to identify you when you deal with us by phone, online or face to face. These processes are designed to ensure we only disclose your information to you, or someone properly authorised by you. You need to keep access details like user names and passwords confidential and not share them or leave them somewhere that is easy for others to access or find.


If you access your account information online through either our website or that of an external service provider (e.g. administrator or product issuer) (using a registered user identification), we may collect personal information electronically. For example, we may collect information about your visits by using ‘cookies’. A cookie is a packet of information which is sent by our website to your computer to track your use of our website and to allow you to efficiently access your account information. Generally, we use cookies for security purposes and to assess the usage and improve the functionality of our website.

Your web browser can be set to reject cookies. If you reject cookies you will still be able to access our website, but may not be able to use certain features or the web service may not recognise you.

We take care to ensure that the personal information you give us on our website is protected. Acorn Capital uses a range of security measures to help ensure this security. Our website contains links to other sites, which are not subject to our privacy standards policies and procedures. You will need to review those websites directly to ascertain their particular privacy policies and practices.

Access and Correction

You have the right to correct your personal information held by us if you believe it to be inaccurate or out of date. We will then amend your records accordingly. If we disagree with the correction, we will advise you of the reasons for doing so and will make a note on your record of this.

You have the right to access your personal information. This can be arranged by calling (03) 9639 0522 or in writing. Your request should include a detailed description of the information required. To ensure information is only disclosed to those entitled to it you may be asked for identification, or in the case of a telephone call asked to answer a series of questions to verify your identity.

If we are unable to provide you with access to your information, we will inform you of the reasons why.

Privacy Enquiries and Complaints

If you have an enquiry or complaint about our information handling practices, please contact us by calling (03) 9639 0522 or alternatively write to:
Privacy Officer
Acorn Capital Limited
Level 4
2 Russell Street
Melbourne VIC 3000

You can also contact us if you believe that the privacy of your personal information has been compromised or not adequately protected.

It is our intention to resolve any complaint as quickly as possible and to your satisfaction. If you are not satisfied with the response provided by us, please let us know and our Privacy Officer will investigate further and respond to you. If you are still not satisfied, you can contact external bodies that deal with privacy complaints such as the Federal Privacy Commissioner. This body may forward your complaint to another external dispute resolution body if it considers the complaint would be better handled by that body.

Federal Privacy Commissioner
GPO Box 5218
Sydney NSW 2001
Telephone: 1300 363 992

This Policy is provided for the purposes of information only. While we have taken care to ensure that it is accurate and current, we provide no guarantee as to its accuracy or currency. We accept no liability for loss or damage suffered as a result of reliance on the information provided in this Policy.

Site terms of use

Due to legal restrictions, sections of this website including the News & Insights section, as well as the ability to have news sent to you is available only to residents of Australia from within Australia. By proceeding you confirm that you are a resident of Australia accessing this website from within Australia and you represent, warrant and agree that:

  • you are not in the United States and you are not acting for the account or benefit of a person in the United States;
  • you will not make a copy of the documents on this website available to, or distribute a copy of such documents to, any person in the United States or in any other place in which, or to any other person to whom, it would be unlawful to do so (Ineligible Persons);
  • the State or Territory and postcode provided by you for your primary residence in Australia are true and accurate; and
  • you are not acting as nominee for, or otherwise for the account of benefit of, any Ineligible Persons.


1.2 Publisher of website

The publisher of this website is Australian Microcap Investments Pty Ltd ACN 127 745 395 (AMI). AMI is a wholly owned subsidiary of Acorn Capital Limited ABN 51 082 694 531 AFSL 227605. AMI is a Corporate Authorised Representative of Australian Unity Funds Management Limited ABN 60 071 497 115; AFSL 234454 (AUFM). The contact details of AMI are:

Address: Level 4, 2 Russell Street, Melbourne Vic 3000


Tel No.: (03) 9639 0522

1.3 Authorised services

The kind of financial service AMI provides as a Corporate Authorised Representative of AUFM is general financial product advice to retail and wholesale clients in relation to securities. None of AMI, AUFM, any employee or director of AMI or AUFM, or any associate of any of the above will receive any remuneration in respect of, or that is attributable to, the general advice given on this website. Neither AMI nor AUFM consider that there are any associations or relationships between them and the issuers of any financial products referred to in this website.

1.4 General advice warning

To the extent any of the content of this website constitutes financial product advice each reader of this website is put on notice that:

  • the advice has been prepared without taking account of the reader’s objectives, financial situation or needs (circumstances);
  • because of that, the reader should before acting on the advice, consider the appropriateness of the advice, having regard to the reader’s circumstances;
  • if the advice relates to the acquisition, or possible acquisition, of a particular financial product (not comprising securities), the reader should obtain a Product Disclosure Statement relating to the product and consider the Statement before making any decision about whether to acquire the product.
  • while every care has been taken in the preparation of this website it does not contain any recommendations to buy or sell any particular stock(s) noted.

1.5 Disclaimer

No person should rely on the content of this website without first obtaining advice from a qualified professional person. This website is provided on the terms and understanding that:

  • AMI, AUFM and their respective directors, officers, agents and employees (collectively and individually, Disclaiming Parties) are not responsible for the results of any action taken or omitted to be taken on the basis of information in this website, nor for any error in or omission from this website;
  • AMI is not engaged in providing financial, legal, accounting, professional or other advice or services;
  • to the maximum extent permitted by law, the Disclaiming Parties expressly disclaim all and any liability and responsibility to any person, whether a reader of this website or not, in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the content of this website; and
  • without limiting the generality of the foregoing, no Disclaiming Party will have any responsibility for any act or omission of any other Disclaiming Party.